A McLaren and Ferrari parked by the coast

The Garage — Insights

Financing insights for enthusiasts.

Straight, practical guides on financing exotic, classic, and collector cars, from loan rates and terms to insurance and protecting your investment.

Read before you buy, finance, or insure.

Financing7 min read

Finance or Pay Cash for a Collector Car? How Smart Buyers Decide

You can afford to pay cash, but should you? Here is how experienced collectors weigh liquidity, opportunity cost, insurance, and refinancing when deciding whether to finance a classic or collector car.

June 24, 2026Read article

Financing8 min read

How to Finance an Exotic Car: Rates, Terms, and What Lenders Look At

Financing a Ferrari, Lamborghini, McLaren, or Porsche works differently than a standard auto loan. Here is how exotic car financing works in 2026, what lenders look at, and how to put yourself in the strongest position before you apply.

June 12, 2026Read article

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