Loan Programs

Classic Car Financing

Financing for vintage and heritage automobiles, from pre-war icons to modern-era legends.

Up to $5,000,000 · Terms up to 180 months · Finance or lease, any dealer or private seller

Helping you finance your dream classic car

When nostalgia calls your name, reminding you of days gone by, it may be time to heed the call. Owning a classic car is more than a contrarian pursuit. It's joining an elite community of like-minded aficionados. Lone wolves recognize their own in the wild, and classic car financing connects you to the club.

Preserving Capital

Classic cars can be valuable investments, and financing lets you preserve your capital for other investments or needs while still acquiring an appreciating asset, and taking immediate ownership.

Flexibility & Affordable Payments

Classic cars can be expensive, especially rare or highly desirable models. Financing spreads the cost over a period, making it more affordable in the short term.

Building Credit

If you have a good credit history but want to build or strengthen your credit score further, responsibly managing a classic car loan can be beneficial.

Enjoyment

Impressing your grandparents. Remember how they used to gush over their classic cars? Financing one will earn their nod of approval, and finally make you the favorite grandchild.

Overview

We underwrite character and provenance.

From coachbuilt classics to air-cooled icons, we underwrite character and provenance, not just a model year and a number. Title work and registration are handled for you, so the only thing left to do is drive.

Provenance- and condition-aware lending
Eligible model years 1920 to current
Title work and registration handled for you

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At a glance

Loan amounts: Up to $5,000,000
Term length: Terms up to 180 months
Financing: Simple-interest financing

Who it's for

Is this you?

Pre-war icons and mid-century classics
Air-cooled and analog-era legends
Restored, original, or preservation-class cars

Eras & icons eligible for financing

Pre-warAir-cooled 911Mercedes-Benz SLJaguar E-TypeShelbyCorvetteMuscle

What our clients say

Whether you're buying your childhood dream car or seriously collecting classics, we get you.

4.9

Rated 4.9 out of 5 on Google

“I had an outstanding experience working with Nolan O'Brien at Digital AutoFi. From the very beginning, he made the loan process straightforward, efficient, and stress-free, explaining all of my financing options and answering every question thoroughly. What really stood out was his genuine commitment to helping me make the best financial decision, not simply getting the loan approved. If you're looking for someone knowledgeable, trustworthy, and committed to exceptional service, I highly recommend Nolan and the team.”

LLawrence SignoreVerified Google review

“If anyone is trying to achieve their goal of owning their dream car, this is the place to go. Nolan went above and beyond to help me through the process and was there every step of the way. Any questions I had were answered right away with full explanation. I couldn't be happier than the day of the approval. I will definitely use Digital AutoFi in the future. Thank you!”

MMichael SarolVerified Google review

“Digital AutoFi is probably one of the best companies I have ever dealt with. I'm a dealer and have been selling classic and exotic cars for over 20 years. The whole team is very professional and goes far and beyond for both the customer and the dealer. Tamatha, Nolan and their team will always be my first choice. Thank you for everything you do for us.”

JJoseph BurgarelloDealer · Motorcar Classics

“It was a great pleasure doing business with Digital AutoFi. Tamatha, Nolan and Presley were great to work with, and I especially liked how they went to bat for me to get items taken care of during registration. I'd never bought a vehicle out of state, but they made the process smooth. I would definitely recommend Digital AutoFi — they are honest and down-to-earth with their customers.”

KKenneth Ball Sr.Verified Google review

“As a classic car dealership, finding the right financing partner for our customers is crucial, and Digital AutoFi has been nothing short of amazing. Nolan is the best in the business: responsive, knowledgeable, and always willing to go the extra mile. Tamatha is awesome and a true professional. The entire team works hard to get deals done quickly and smoothly. Highly recommend them to any dealership looking for a reliable lending partner!”

EEvans ClassicsClassic car dealership

“I recently worked with Digital AutoFi during my car-buying process and had a fantastic experience. Everyone I spoke with was very personable, always willing to answer my questions, and communicated very well throughout the entire process. They were also all car lovers, which made the whole experience more enjoyable! I would 100% recommend them to anyone looking to purchase a car.”

MMatt RabiegaVerified Google review

“Digital AutoFi has revolutionized the specialty lending space and has been a key factor in the success of my classic car dealership. The team is easy to work with and efficient. I would recommend them to anyone looking for specialty financing!”

MMatt MulcahyHigh Octane Classics

Estimate

Estimate your monthly payment.

A quick, no-obligation estimate. Adjust the price, down payment, and term. We'll tailor your real numbers when you're ready.

Vehicle price

Down payment: 20% ($50,000)

Term

Illustrative rate (APR)

Estimated monthly payment

$3,217/mo

Financing $200,000 over 84 months at 8.99% APR.

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Estimated Payment Only. This calculator is provided for illustrative purposes only and does not constitute a credit application, approval, offer, commitment to lend, or guarantee of financing. The interest rate used is an estimate and may not reflect the rate for which you qualify. Actual loan terms, rates, monthly payments, and approval are subject to creditworthiness, vehicle eligibility, lender requirements, and other underwriting factors. Estimated payments do not include taxes, title, registration, insurance, or other applicable fees. Digital AutoFi does not offer or set the displayed terms. Please refer to our disclosures for additional information.

More ways to finance

Explore other programs.

Exotic Car Financing

Tailored financing for supercars and exotics. Financing your dream car shouldn't be a foreign concept.

Collector Car Financing

Structured financing to build and leverage a serious collection of appreciating vehicles.

Cash-Out & Refinance

Tap your auto equity with a cash-out refinance, move an existing loan into better terms, or buy out a lease.

FAQ

Common questions.

Approvals vary based on many factors: credit score, home-ownership status, credit history, and more. Every case is different and no exact score guarantees approval, but we recommend applicants have a 650+ score.

Decision times vary, but we'll typically let you know if you qualify within an hour.

Exotic, classic, collectible, and high-line luxury brands.

Loan amounts are available from $25,000 to $5,000,000.

Terms are available from 48 to 180 months.

Yes, loans are offered in all 50 states.

View all FAQs→

Loan Programs

Ready to finance your classic?

Start online or call a specialist. A real person reviews every file, and most get a decision within the hour.

Start your application (646) 893-5200

Decisions in about an hour
No application fees
Available in all 50 states