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A classic red Ferrari
Loan Programs

Collector Car Financing

Structured financing to build and leverage a serious collection of appreciating vehicles.

Up to $5,000,000 · Terms up to 180 months · Finance or lease, any dealer or private seller

Helping you finance your dream collector car

Conveying your status can be done without saying a single word. When the valet drives up and all eyes are on you, you want a car that reflects the prestige, elegance, and reputation you've already established among your peers. Let collector car ownership speak for you. It all starts with financing.

Diversification

Collectible cars can be valuable assets, but tying up a significant portion of your funds in a single asset can be risky. Financing lets you diversify your portfolio while still acquiring the collectible car you desire.

Limited-Time Opportunities

Rare or sought-after models can come onto the market unexpectedly. Financing helps you seize the opportunity even if you don't have the full amount available upfront.

Leverage in an Appreciating Market

If you believe the car's value will appreciate significantly over time, financing lets you acquire it at today's price while benefiting from its future appreciation.

Enjoyment

While your neighbors invest in stocks, you're investing in something much cooler: a collectible car. Watch their jaws drop as your garage becomes the hottest address in town.

Overview

Finance the collection, not just the car.

Whether you're acquiring your fifth or your fiftieth, we finance the collection with terms that respect how it grows. Our established lender relationships remove the speed bumps that slow other deals down.

  • Build and leverage a serious collection
  • Simple-interest loans up to $5,000,000
  • Relationships that remove approval speed bumps
Apply Now
A black Land Rover Defender

At a glance

Loan amounts
Up to $5,000,000
Term length
Terms up to 180 months
Financing
Simple-interest financing
A black Porsche 718 Cayman
Who it's for

Is this you?

  • Building or leveraging a multi-car collection
  • Appreciating, blue-chip models
  • Acquiring your fifth, or your fiftieth

Collections we finance

PorscheFerrariMercedes-BenzAston MartinBentleyLand Rover Defender
What our clients say

Whether you're buying your childhood dream car or seriously collecting classics, we get you.

4.9

Rated 4.9 out of 5 on Google

I had an outstanding experience working with Nolan O'Brien at Digital AutoFi. From the very beginning, he made the loan process straightforward, efficient, and stress-free, explaining all of my financing options and answering every question thoroughly. What really stood out was his genuine commitment to helping me make the best financial decision, not simply getting the loan approved. If you're looking for someone knowledgeable, trustworthy, and committed to exceptional service, I highly recommend Nolan and the team.
LLawrence SignoreVerified Google review
If anyone is trying to achieve their goal of owning their dream car, this is the place to go. Nolan went above and beyond to help me through the process and was there every step of the way. Any questions I had were answered right away with full explanation. I couldn't be happier than the day of the approval. I will definitely use Digital AutoFi in the future. Thank you!
MMichael SarolVerified Google review
Digital AutoFi is probably one of the best companies I have ever dealt with. I'm a dealer and have been selling classic and exotic cars for over 20 years. The whole team is very professional and goes far and beyond for both the customer and the dealer. Tamatha, Nolan and their team will always be my first choice. Thank you for everything you do for us.
JJoseph BurgarelloDealer · Motorcar Classics
It was a great pleasure doing business with Digital AutoFi. Tamatha, Nolan and Presley were great to work with, and I especially liked how they went to bat for me to get items taken care of during registration. I'd never bought a vehicle out of state, but they made the process smooth. I would definitely recommend Digital AutoFi — they are honest and down-to-earth with their customers.
KKenneth Ball Sr.Verified Google review
As a classic car dealership, finding the right financing partner for our customers is crucial, and Digital AutoFi has been nothing short of amazing. Nolan is the best in the business: responsive, knowledgeable, and always willing to go the extra mile. Tamatha is awesome and a true professional. The entire team works hard to get deals done quickly and smoothly. Highly recommend them to any dealership looking for a reliable lending partner!
EEvans ClassicsClassic car dealership
I recently worked with Digital AutoFi during my car-buying process and had a fantastic experience. Everyone I spoke with was very personable, always willing to answer my questions, and communicated very well throughout the entire process. They were also all car lovers, which made the whole experience more enjoyable! I would 100% recommend them to anyone looking to purchase a car.
MMatt RabiegaVerified Google review
Digital AutoFi has revolutionized the specialty lending space and has been a key factor in the success of my classic car dealership. The team is easy to work with and efficient. I would recommend them to anyone looking for specialty financing!
MMatt MulcahyHigh Octane Classics
Estimate

Estimate your monthly payment.

A quick, no-obligation estimate. Adjust the price, down payment, and term. We'll tailor your real numbers when you're ready.

$
%

Estimated monthly payment

$3,217/mo

Financing $200,000 over 84 months at 8.99% APR.

Apply Now

Estimated Payment Only. This calculator is provided for illustrative purposes only and does not constitute a credit application, approval, offer, commitment to lend, or guarantee of financing. The interest rate used is an estimate and may not reflect the rate for which you qualify. Actual loan terms, rates, monthly payments, and approval are subject to creditworthiness, vehicle eligibility, lender requirements, and other underwriting factors. Estimated payments do not include taxes, title, registration, insurance, or other applicable fees. Please refer to our disclosures for additional information.

FAQ

Common questions.

Approvals vary based on many factors: credit score, home-ownership status, credit history, and more. Every case is different and no exact score guarantees approval, but we recommend applicants have a 650+ score.
Decision times vary, but we'll typically let you know if you qualify within an hour.
Exotic, classic, collectible, and high-line luxury brands.
Loan amounts are available from $25,000 to $5,000,000.
Terms are available from 48 to 180 months.
Yes, loans are offered in all 50 states.
Loan Programs

Ready to build your collection?

Start online or call a specialist. A real person reviews every file, and most get a decision within the hour.

  • Decisions in about an hour
  • No application fees
  • Available in all 50 states
CallApply Now