Loan Programs

Exotic Car Financing

Tailored lending for supercars and exotics. Financing your dream car shouldn't be a foreign concept.

Up to $5,000,000 · Terms up to 180 months · Finance or lease, any dealer or private seller

Helping you finance your dream exotic car

Feel the roar, the alluring rev of the engine. Experience the cool rush of the wind. Your Great American cross country road trip won't be the same without an eight-cylinder car with an exotic name. Financing for an exotic car shouldn't be a foreign concept.

Preserve Investment Opportunities

Some exotic cars have the potential to appreciate in value over time, especially limited editions or models with historical significance. Financing allows you to invest in a potentially appreciating asset while preserving liquidity for other investments.

Access

Exotic cars are often high-priced and out of reach for many people to purchase outright. Financing allows enthusiasts to fulfill their dream of owning an exotic car without having to wait years to save up for it.

Establishing a Relationship

Successfully managing and paying off an exotic car loan can improve your creditworthiness and build a positive relationship with lenders, potentially opening doors to better financial opportunities in the future.

Enjoyment

Because walking is overrated. Why settle for mundane transportation when you can cruise in an exotic car and make all your neighbors green with envy? Financing an exotic car ensures you don't have to rely on those boring, everyday means of getting around.

Overview

Lending that keeps up with the supercar.

Some exotics appreciate over time, especially limited editions and models with historical significance. We structure financing around the asset and the collector, not a one-size-fits-all credit box, so the car you've always wanted is within reach.

Finance, refinance, or lease buy-out
Eligible model years 1920 to current
One dedicated specialist, no hold music

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At a glance

Loan amounts: Up to $5,000,000
Term length: Terms up to 180 months
Financing: Simple-interest financing

Who it's for

Is this you?

Acquiring a new or pre-owned supercar or hypercar
Limited editions and appreciating exotics
Bidding at auction or buying from a private seller

Marques we finance

FerrariLamborghiniMcLarenPorscheAston MartinRolls-RoyceBentleyAudi R8

What our clients say

Whether you're buying your childhood dream car or seriously collecting classics, we get you.

4.9

Rated 4.9 out of 5 on Google

“I had an outstanding experience working with Nolan O'Brien at Digital AutoFi. From the very beginning, he made the loan process straightforward, efficient, and stress-free, explaining all of my financing options and answering every question thoroughly. What really stood out was his genuine commitment to helping me make the best financial decision, not simply getting the loan approved. If you're looking for someone knowledgeable, trustworthy, and committed to exceptional service, I highly recommend Nolan and the team.”

LLawrence SignoreVerified Google review

“If anyone is trying to achieve their goal of owning their dream car, this is the place to go. Nolan went above and beyond to help me through the process and was there every step of the way. Any questions I had were answered right away with full explanation. I couldn't be happier than the day of the approval. I will definitely use Digital AutoFi in the future. Thank you!”

MMichael SarolVerified Google review

“Digital AutoFi is probably one of the best companies I have ever dealt with. I'm a dealer and have been selling classic and exotic cars for over 20 years. The whole team is very professional and goes far and beyond for both the customer and the dealer. Tamatha, Nolan and their team will always be my first choice. Thank you for everything you do for us.”

JJoseph BurgarelloDealer · Motorcar Classics

“It was a great pleasure doing business with Digital AutoFi. Tamatha, Nolan and Presley were great to work with, and I especially liked how they went to bat for me to get items taken care of during registration. I'd never bought a vehicle out of state, but they made the process smooth. I would definitely recommend Digital AutoFi — they are honest and down-to-earth with their customers.”

KKenneth Ball Sr.Verified Google review

“As a classic car dealership, finding the right financing partner for our customers is crucial, and Digital AutoFi has been nothing short of amazing. Nolan is the best in the business: responsive, knowledgeable, and always willing to go the extra mile. Tamatha is awesome and a true professional. The entire team works hard to get deals done quickly and smoothly. Highly recommend them to any dealership looking for a reliable lending partner!”

EEvans ClassicsClassic car dealership

“I recently worked with Digital AutoFi during my car-buying process and had a fantastic experience. Everyone I spoke with was very personable, always willing to answer my questions, and communicated very well throughout the entire process. They were also all car lovers, which made the whole experience more enjoyable! I would 100% recommend them to anyone looking to purchase a car.”

MMatt RabiegaVerified Google review

“Digital AutoFi has revolutionized the specialty lending space and has been a key factor in the success of my classic car dealership. The team is easy to work with and efficient. I would recommend them to anyone looking for specialty financing!”

MMatt MulcahyHigh Octane Classics

Estimate

Estimate your monthly payment.

A quick, no-obligation estimate. Adjust the price, down payment, and term. We'll tailor your real numbers when you're ready.

Vehicle price

Down payment: 20% ($50,000)

Term

Illustrative rate (APR)

Estimated monthly payment

$3,217/mo

Financing $200,000 over 84 months at 8.99% APR.

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Estimated Payment Only. This calculator is provided for illustrative purposes only and does not constitute a credit application, approval, offer, commitment to lend, or guarantee of financing. The interest rate used is an estimate and may not reflect the rate for which you qualify. Actual loan terms, rates, monthly payments, and approval are subject to creditworthiness, vehicle eligibility, lender requirements, and other underwriting factors. Estimated payments do not include taxes, title, registration, insurance, or other applicable fees. Please refer to our disclosures for additional information.

More ways to finance

Explore other programs.

Classic Car Financing

Financing for vintage and heritage automobiles, from pre-war icons to modern-era legends.

Collector Car Financing

Structured lending to build and leverage a serious collection of appreciating vehicles.

Cash-Out & Refinance

Tap your auto equity with a cash-out refinance, move an existing loan into better terms, or buy out a lease.

FAQ

Common questions.

Approvals vary based on many factors: credit score, home-ownership status, credit history, and more. Every case is different and no exact score guarantees approval, but we recommend applicants have a 650+ score.

Decision times vary, but we'll typically let you know if you qualify within an hour.

Exotic, classic, collectible, and high-line luxury brands.

Loan amounts are available from $25,000 to $5,000,000.

Terms are available from 48 to 180 months.

Yes, loans are offered in all 50 states.

View all FAQs→

Loan Programs

Ready to finance your exotic?

Start online or call a specialist. A real person reviews every file, and most get a decision within the hour.

Start your application (646) 893-5200

Decisions in about an hour
No application fees
Available in all 50 states