# Digital AutoFi

> Digital AutoFi is a specialty lender that arranges simple-interest financing of up to $5,000,000 (terms up to 180 months) for exotic, classic, and collector vehicles, plus vehicle protection plans. A real person reviews every application. As they put it, "we don't believe in automatic approvals or denials, we believe in conversations." Backed by 20+ years of specialty-asset expertise. NMLS #2473773 (Digital Motor Group, LLC).

## Key facts

- Phone: (646) 893-5200
- Address: 100 SE 3rd Ave, Suite 1000, Fort Lauderdale, FL 33301
- Hours: Mon–Fri 9am–7pm, Sat 10am–3pm EST
- NMLS: #2473773
- Maximum loan amount: $5,000,000
- Maximum term: 180 months
- Recommended credit score: 650+ (cash-out/refinance requires 680+, no exceptions)
- Vehicles financed: exotic, classic, collectible, and high-line luxury, any year, make, and model
- Service area: United States (buy from a dealership or private seller, anywhere)

## Financing

- [Exotic Car Financing](https://www.digitalautofi.com/exotic-car-financing): Simple-interest loans for exotic and supercars; preserve capital and liquidity while owning the car.
- [Classic Car Financing](https://www.digitalautofi.com/classic-car-financing): Loans for heritage and classic cars; preserve capital, flexible/affordable payments, build credit.
- [Collector Car Financing](https://www.digitalautofi.com/collector-car-financing): Loans for collectible cars; diversification, seizing limited-time opportunities, leverage in an appreciating market.
- [Cash-Out & Refinance](https://www.digitalautofi.com/cash-out): Borrow against vehicle equity or refinance. Up to 70% LTV, 680+ credit (no exceptions), certified appraisal required.
- [Apply Now](https://www.digitalautofi.com/application): Online application reviewed by a real person; typical decision within an hour.
- [Check My Fit](https://www.digitalautofi.com/check-my-fit): A quick, directional self-check (not an application or approval) showing how a vehicle, structure, credit range, and documentation line up with specialty finance paths.

## Protection plans

- [Elite Coverage](https://www.digitalautofi.com/elite-coverage-plans): White-glove protection, including Tire & Wheel coverage, Key Repair/Replacement (up to $1,000/incident), and XO-1 mechanical coverage.
- [Service Contracts](https://www.digitalautofi.com/service-contract): Mechanical Breakdown Coverage tiers: Ultimate XO, XO-2 Comprehensive, and XO-1 Basic. Can be rolled into financing.

## Resources

- [Resource Guide](https://www.digitalautofi.com/resources): Curated resources for insurance, appraisals, inspections, and more.
- [Insurance](https://www.digitalautofi.com/resources/insurance): Trusted agreed-value specialty insurers for enthusiast vehicles: Grundy, Hagerty, and NCM Insurance Agency.
- [Appraisals & Inspections](https://www.digitalautofi.com/resources/appraisals-inspections): What certified appraisals and pre-purchase inspections cover for exotic, classic, and collector cars, and how to get a trusted referral.

## Blog

- [Blog](https://www.digitalautofi.com/blog): Guides and insights on financing exotic, classic, and collector cars.
- [How to Finance an Exotic Car](https://www.digitalautofi.com/blog/how-to-finance-an-exotic-car): How exotic car loan rates and terms work, what specialty lenders review, dealer vs. private-party, and how to prepare.
- [Finance or Pay Cash for a Collector Car?](https://www.digitalautofi.com/blog/finance-or-pay-cash-collector-car): Weighing liquidity, opportunity cost, agreed-value insurance, and refinancing when deciding whether to finance a classic or collector car.

## Company

- [About Us](https://www.digitalautofi.com/about-us): 20+ years of specialty financing; a real person reviews every application; buy from anywhere.
- [Dealers](https://www.digitalautofi.com/dealers): Specialty lending for dealers: fast approvals and funding, lending variety, and compliance & registration handled. Loan amounts $10,000–$5,000,000.
- [Frequently Asked Questions](https://www.digitalautofi.com/frequently-asked-question): How financing works, credit requirements, approval timelines, eligible vehicles, and more.
- [Contact](https://www.digitalautofi.com/contact): Phone, address, and hours.

## Optional

- [Privacy Policy](https://www.digitalautofi.com/privacy-policy)
- [Dealer Login](https://www.digitalautofi.com/dealer-login)